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Voluntary Pension Funds

Voluntary Pension Funds (APV)

APVs are currently one of the most attractive options available in Chile for pension savings. They give employees and self-employed workers important tax benefits during both working life and retirement.
At Celfin Capital we can advise you on the best savings strategy. We help you define how much to save and how, the age at which you will receive your pension and the amount. We also ensure you are able to take full advantage of tax benefits both during your working life and at retirement.

All our mutual funds are authorized for APV. Our clients can choose one or several of them to create an investment portfolio regarding risk profile and objectives.
We also have five model portfolios, similar to those administrated by the AFPs, managed by specialists who are permanently monitoring the markets and balancing the assets of each portfolio.

Our investment strategy and our client-centered philosophy have positioned us as one of the leading voluntary pension funds in Chile and the second-largest in terms of assets under management.